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	<title>4youinsurance.net&#187; Insurance Savings, Deals and Discounts for All</title>
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		<title>Filing a car insurance claim doesn&#8217;t have to be intimidating</title>
		<link>http://4youinsurance.net/autocar-insurance/filing-a-car-insurance-claim-doesnt-have-to-be-intimidating/</link>
		<comments>http://4youinsurance.net/autocar-insurance/filing-a-car-insurance-claim-doesnt-have-to-be-intimidating/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 14:14:26 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Auto/Car Insurance]]></category>
		<category><![CDATA[accident preparedness kit]]></category>
		<category><![CDATA[auto insurance claim]]></category>
		<category><![CDATA[car accident]]></category>
		<category><![CDATA[car insurance claim]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=508</guid>
		<description><![CDATA[We've all been there--pulled off on the side of the road, staring at the back bumper with the huge, fresh dent, wondering who's at fault (them, of course) and if the car insurance company will honor your claim.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Business interruption insurance is critical to helping a business survive a disaster</title>
		<link>http://4youinsurance.net/business-commercial-insurance/business-interruption-insurance-is-critical-to-helping-a-business-survive-a-disaster/</link>
		<comments>http://4youinsurance.net/business-commercial-insurance/business-interruption-insurance-is-critical-to-helping-a-business-survive-a-disaster/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 14:04:46 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Business & Commercial Insurance]]></category>
		<category><![CDATA[Business interruption insurance]]></category>
		<category><![CDATA[Fire]]></category>
		<category><![CDATA[frozen credit market]]></category>
		<category><![CDATA[liability issues]]></category>
		<category><![CDATA[Natural Disasters]]></category>
		<category><![CDATA[Rising rental fees]]></category>
		<category><![CDATA[theft]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=506</guid>
		<description><![CDATA[Rising rental fees and a frozen credit market are putting a strain on businesses nationwide, and many small business owners are slashing business insurance to save money. But small business insurance is a safety net that should never be severed.
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Facts about Key person life insurance</title>
		<link>http://4youinsurance.net/life-insurance/facts-about-key-person-life-insurance/</link>
		<comments>http://4youinsurance.net/life-insurance/facts-about-key-person-life-insurance/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 13:34:18 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Life insurance]]></category>
		<category><![CDATA[employee life insurance]]></category>
		<category><![CDATA[Insurance Policies]]></category>
		<category><![CDATA[Key person life insurance]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=504</guid>
		<description><![CDATA[Would your small business continue to thrive without "that guy"? You know, "that guy." The employee who is the first one in, last one out, can seal any deal, always smiles on Mondays and makes the best pot of coffee in the morning.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax Deductions On Individual Health Insurance</title>
		<link>http://4youinsurance.net/insurance/tax-deductions-on-individual-health-insurance/</link>
		<comments>http://4youinsurance.net/insurance/tax-deductions-on-individual-health-insurance/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 12:05:13 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[ATAA]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[Flex Spending Accounts]]></category>
		<category><![CDATA[HCTC]]></category>
		<category><![CDATA[Health Coverage Tax Credit]]></category>
		<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[Income Percentage]]></category>
		<category><![CDATA[Individual Health Insurance]]></category>
		<category><![CDATA[medical expenses]]></category>
		<category><![CDATA[RTAA]]></category>
		<category><![CDATA[self-employed individuals]]></category>
		<category><![CDATA[Tax Deductions]]></category>
		<category><![CDATA[VEBA]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=502</guid>
		<description><![CDATA[We are all looking for a reprieve from our health insurance and health care costs. There are ways to claim deductions for health insurance when you file your taxes. Currently there are a few significant tax deductions for people who are covered by an individual health insurance policy.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What do you know about HIPAA?</title>
		<link>http://4youinsurance.net/insurance/what-do-you-know-about-hipaa/</link>
		<comments>http://4youinsurance.net/insurance/what-do-you-know-about-hipaa/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 12:02:15 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[employers health insurance plan]]></category>
		<category><![CDATA[HIPAA]]></category>
		<category><![CDATA[HIPAA law]]></category>
		<category><![CDATA[HIPAA policies]]></category>
		<category><![CDATA[individual health insurance policy]]></category>
		<category><![CDATA[insurance companies]]></category>
		<category><![CDATA[Insurance Industry]]></category>
		<category><![CDATA[personal health insurance]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=500</guid>
		<description><![CDATA[The Health Insurance Portability and Accountability Act of 1996, HIPAA, is a law that has a huge impact if you are looking for an individual health insurance policy, especially if you or someone in your family has a pre-existing condition. Knowing the laws and your rights will help you be better informed and more confident when searching for your own personal health insurance. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Moving from a group insurance policy to an individual insurance policy</title>
		<link>http://4youinsurance.net/insurance/moving-from-a-group-insurance-policy-to-an-individual-insurance-policy/</link>
		<comments>http://4youinsurance.net/insurance/moving-from-a-group-insurance-policy-to-an-individual-insurance-policy/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 11:58:41 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[group insurance policy]]></category>
		<category><![CDATA[individual health plan]]></category>
		<category><![CDATA[individual insurance policy]]></category>
		<category><![CDATA[Job Loss]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=497</guid>
		<description><![CDATA[There are several reasons why an individual will move from a group insurance policy to an individual insurance policy. These reasons may include job loss or retirement.  Another reason may be finding your group plan is more expensive due to an unhealthy group. Whatever the reason is, there are ways to make the transition from group policy to individual policy a little smoother.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>COBRA insurance is definitely an important program to research</title>
		<link>http://4youinsurance.net/insurance/cobra-insurance-is-definitely-an-important-program-to-research/</link>
		<comments>http://4youinsurance.net/insurance/cobra-insurance-is-definitely-an-important-program-to-research/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 11:55:34 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[COBRA Insurance]]></category>
		<category><![CDATA[group insurance policy]]></category>
		<category><![CDATA[Life insurance]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=495</guid>
		<description><![CDATA[If you have recently lost your job or are concerned that your employer may be downsizing, COBRA insurance is definitely an important program to research. Signing on with COBRA will ensure that any pre-existing conditions are covered once you leave COBRA for an individual policy.  Taking full advantage of COBRA is well worth the cost just to provide peace of mind for you and your family. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Ways To Reduce Health Insurance Costs</title>
		<link>http://4youinsurance.net/insurance/10-ways-to-reduce-health-insurance-costs/</link>
		<comments>http://4youinsurance.net/insurance/10-ways-to-reduce-health-insurance-costs/#comments</comments>
		<pubDate>Sun, 13 Jun 2010 11:52:31 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[diabetes]]></category>
		<category><![CDATA[FSA or HAS]]></category>
		<category><![CDATA[Health Care Costs]]></category>
		<category><![CDATA[health insurance companies]]></category>
		<category><![CDATA[Health Insurance Costs]]></category>
		<category><![CDATA[Lose weight]]></category>
		<category><![CDATA[Quit smoking]]></category>
		<category><![CDATA[urgent care clinics]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/?p=493</guid>
		<description><![CDATA[Looking for ways to reduce health insurance and health care costs is at the top of everyone's list these days. Who wouldn't want to pay less money for the same health care, or better? Here are ten ways to reduce health insurance premium costs.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Life insurance companies do not always require a physical exam</title>
		<link>http://4youinsurance.net/insurance/do-all-life-insurance-companies-require-a-physical-exam-part-1/</link>
		<comments>http://4youinsurance.net/insurance/do-all-life-insurance-companies-require-a-physical-exam-part-1/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 12:19:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[blood pressure]]></category>
		<category><![CDATA[cash value policies]]></category>
		<category><![CDATA[Guaranteed Issue policies]]></category>
		<category><![CDATA[Life insurance companies]]></category>
		<category><![CDATA[non-medical policies]]></category>
		<category><![CDATA[physical exam]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/insurance/do-all-life-insurance-companies-require-a-physical-exam-part-1/</guid>
		<description><![CDATA[No exam, no tests- These are called "Guaranteed Issue" policies and often are purchased by people uninsurable by any other means. In almost every case the face amount is limited (typically 25-35k) and the policy does not pay a claim except for a return of premium in the first two years.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How To Save On Your Home Insurance</title>
		<link>http://4youinsurance.net/insurance/how-to-save-on-your-home-insurance/</link>
		<comments>http://4youinsurance.net/insurance/how-to-save-on-your-home-insurance/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 11:05:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Miscellaneous Insurance News]]></category>
		<category><![CDATA[Dead Bolts]]></category>
		<category><![CDATA[Renovations]]></category>

		<guid isPermaLink="false">http://4youinsurance.net/insurance/how-to-save-on-your-home-insurance/</guid>
		<description><![CDATA[ ...  have to make a claim against your policy before the <b>insurance</b> company steps in to take care of the rest of the costs. A standard <b>home</b> <b>insurance</b> policy carries a $500 deductible. The rates are lower if you raise this to $1000, but you have to decide  ... ]]></description>
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